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This page is about the financial instrument. See also loanword (linguistics), interlibrary loan. For the football (soccer) term, see loan (football)

A loan is a type of debt. All material things can be lent but this article focusses exclusively on financial loans. Like all debt instruments, a loan entails the redistribution of financial assets over time, between the lender and the borrower. The borrower initially receives an amount of money from the lender, which they pay back, usually but not always in regular installments, to the lender. This service is generally provided at a cost, referred to as interest on the debt.

Acting as a provider of loans is one of the principal task for financial institutions. For banks loans are generally funded by deposits. For other institutions issuing of debt contracts, such as bonds is a typical source of funding.

Other types of debt include mortgages, credit card debt, bonds, and lines of credit. A mortgage is a very common type of debt instrument, used by many individuals to purchase housing. In this arrangement, the money is used to purchase the property. The bank, however, is given the title to the house until the mortgage is paid off in full. If the borrower defaults on the loan, the bank can repossess the house and sell it, to get their money back.

The abuse in the granting of loans is known as predatory lending. It usually involves granting a loan in order to put the borrower in a position that one can gain advantage over him or her.

See also

• Finance, Personal finance
• Debt, Consumer debt, Debt consolidation, Government debt
• Bank, Fractional-reserve banking, Building society
• Interest-only loan
• Student loan
• Annualised Percentage Rate (a.k.a. Equivalent Annual Rate)

This loan student index site has been developed to help wayward users find the information they are looking for, no matter how they are mistakenly spelled or mistyped. This site is designed to help users find loan student information for the following query variants:

loan	loan studeignt	loan studiegnt	loan schudent
loan schudant	loan schudeignt	loan sudent	loan schudiegnt
loan stdent	loan stuent	loan studnt	loan studet
loan stuctiegnt	loan schuctent	loan schuctant	loan schucteignt
loan schuctiegnt	loan stuctent	loan stuctant	loan stucteignt
loan studant	loan schuctin	loan schudeign	loan studen
loan schucteign	loan schudiegn	loan stoodn	loan schuctiegn
loan stucten	loan studan	loan stuctan	loan studin
loan stuctin	loan studeign	loan stucteign	loan studiegn
loan stuctiegn	loan schuden	loan schucten	loan schudan
loan schuctan	loan schudin	loan studemt	loan studetn
loan studnet	loan stuednt	loan stduent	loan sutdent
loan tsudent	loan tudent	student	loam student
lan student	lin student	rin student	len student
ren student	ran student	roan student	lone student
loin student	roin student	loen student	roen student
roam student	loa student	roa student	olan student
oran student	ron student	lona student	rona student
lon student	ioan student	laon student	oan student

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